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National Corporate Research, Ltd. (“NCR”) respects the privacy of our Web site visitors. This privacy policy statement outlines the use of personally identifiable information collected on NCR’s Web site. Updates to this policy will be made from time-to-time. Please review this policy regularly for any updates.

General Visitors
NCR tracks general user activity with specific web site traffic analytic software and possibly other survey tools. NCR may use this information, in aggregate form, for system maintenance and to better understand how our visitors use our site and services. NCR collects your e-mail address if you communicate with us by e-mail, as well as other information that you might supply voluntarily, such as survey information.

Clients
NCR collects personally identifiable information from clients necessary for any registration and on-line payment services. Clients voluntarily sign-up to use this on-line function and all information submitted is kept confidential. Client accounts are created through password protected software provided by NCR. It is the client’s responsibility to keep its username and password information safe from third parties.

Do we use “cookies”?
A cookie is a packet of information that a Web server sends to a user’s computer to identify that specific user the next time he or she visits the site. We may use both session Cookies (which expire once you close your web browser) and persistent Cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience. Persistent Cookies can be removed or blocked by following the help file directions in your Internet browser. If you elect to block Cookies, you may not be able to access certain personalized sections of our Site. We also use log files and Cookies to improve the quality of our Site; to keep track of your login name, passwords, and pages you have visited on the Site

How NCR uses information collected
The information NCR collects is used to improve the content of our Web site, enhance the value of our products and communicate with our clients. Such information is never shared with third parties or sold for marketing purposes. At all times, however, NCR reserves the right to disclose information when required by law or to comply with valid legal process.

How you can control and update your data
You may choose at any time to remove your contact information from the lists we use to send client updates and other notices. Should you wish to “opt-out”, please e-mail NCR at Contact Us.

Other Internet sites you visit – including those linked from the NCR site – may have their own privacy policies or no policy at all. NCR strongly encourages you to review the privacy policies of any site you visit before providing personal information.

Children’s Policy
NCR’s Web site is intended for adults. NCR does not knowingly collect personal information from children under the age of 13. If NCR obtains knowledge that it has obtained such information, NCR will delete that information from its files immediately.

Data Integrity and Security
NCR uses state-of-the-art technology to keep any information you provide as secure as possible. While all NCR employees must abide by NCR’s Confidentiality Policy, only authorized employees have limited access to personally identifiable data about Web site visitors.

Contact Information
If you have any questions about this privacy policy statement, please contact: Clare Oliva National Corporate Research, Ltd. 10 East 40th Street, 10th Floor New York, NY 10016 Phone: 212 947-7200 E-mail: Contact Us

This web site (“Web Site”) is a service made available by National Corporate Research, Ltd. ("NCR”). By use of the Web Site, you agree that all content, information, images, software and all other material (“Content”) provided on or through the Web Site may and shall be used solely under the following terms and conditions (“Terms of Use”).

Web Site License. As a user of this Web Site, you are granted a nonexclusive, nontransferable, revocable, limited license to access and use the Web Site in accordance with these Terms of Use. NCR may terminate this license at any time for any reason.

Limitations on Use. Use of the Content on this Web Site is limited to lawful business purposes including the filing of documents with state offices. You may not reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivative works from the Web Site or Content. You may not use any network monitoring or discovery software to determine the site architecture, or extract information about usage or users. You may not copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit or public purposes all or any portion of the Web Site, except to the extent specifically permitted herein.

Not Legal Advice. Content contained on or made available through the Web Site is not intended to and does not constitute legal advice and no attorney-client relationship is formed. Use of the information in the Web Site or materials linked from the Web Site is at your own risk. You should consult an attorney with any legal questions you may have.

Intellectual Property Rights. Except as expressly provided in these Terms of Use, nothing contained herein shall be construed as conferring any license or right, by implication, estoppel or otherwise, under copyright or other intellectual property rights. You acknowledge and agree that the Content and Web Site is protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws.

Linking to the Web Site. You may provide links to the Web Site, provided you do not remove or obscure, by framing or otherwise, any portion of the page you are linking to. You must discontinue providing links to the Web Site if requested by NCR.

Registration. Certain sections of the Web Site require you to register. If registration is requested, you agree to provide NCR with accurate, complete registration information. It is your responsibility to inform NCR of any changes to that information. Each registration is for a single person only, unless specifically designated otherwise on the registration page. NCR does not permit (i) any other person to use the sections under your name, or (ii) access through a single name being made available to multiple users on a network or otherwise. You are responsible for preventing such unauthorized use.

Errors and Corrections. NCR does not represent or warrant that the Web Site is error free, free of viruses or other harmful components, or that defects will be corrected. NCR does not warrant or represent that the information available on or through the Web Site will be complete, correct, accurate, timely or otherwise reliable. NCR may make improvements and/or changes to its features, functionality or Content at any time without notice.

Third Party Content. Third party content may appear on the Web Site or may be accessible via links from the Web Site. NCR is not responsible for and assumes no liability for any mistakes, misstatements of law, defamation, slander, libel, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content contained in any third party content appearing on the Web Site. You understand that the information and opinions in the third party content is neither endorsed by nor does it necessarily reflect the opinion of NCR.

Disclaimer. THE WEB SITE IS PROVIDED ON AN “AS IS” BASIS. NCR EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE OR USE AND NON-INFRINGEMENT. NCR DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, OUT OF OR IN ANY WAY RELATED TO (A) ERRORS IN OR OMISSIONS FROM THIS WEB SITE AND THE CONTENT, INCLUDING BUT NOT LIMITED TO INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) ANY THIRD PARTY WEB SITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THE WEB SITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (C) THE UNAVAILABILITY OF THE WEB SITE OR ANY PORTION THEREOF AT ANY TIME, OR (D) YOUR USE OF THE WEB SITE.

Limitation on Liability. NCR SHALL NOT BE LIABLE FOR ANY INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM YOUR USE OF THE WEB SITE. NCR SHALL NOT BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, INCLUDING ATTORNEY FEES, IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THE USE OR INABILITY TO USE THE WEB SITE OR CONTENT.

Unlawful Activity. NCR reserves the right to investigate complaints or reported violations of the Terms of Use and to take any action it deems appropriate including, but not limited to, reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary to such persons or entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information.

Remedies for Violations. NCR reserves the right to seek all remedies at law and in equity for violations of these Terms of Use, including but not limited to the right to block access from a particular internet address to the Web Site.

Governing Law and Jurisdictions. The Terms of Use are governed by and in accordance with the laws of the State of New York, without reference to conflict of laws principles.

Severability of Provisions. These Terms of Use incorporate by reference any notices contained on the Web Site. The Terms of Use constitute the entire agreement with respect to access to and use of the Web Site. If any provision of these Terms of Use is unlawful, void or unenforceable then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

Modification to Terms of Use. NCR reserves the right to change these Terms of Use at any time. Updated versions of these Terms of Use will appear on the Web Site and are effective immediately upon posting. You are responsible for regularly viewing the Terms of Use. Continued use of the Web Site after such changes constitutes your consent to such changes.